- Who We Are
The term ‘hedge fund’ denotes images of wealthy, sophisticated investors who have discovered the secret to unlocking vast returns. However, the definition has changed over time. Initially, the idea was that it 'hedged' or reduced the risk of investing in a particular market.
If you have made it this far, I must congratulate you for your persistence! For many, one of the most dreaded topics for anyone to read and research is compliance with government regulations. Many regulations are highly dreaded as they increase the cost of doing business, cause more paperwork, and create new chances for getting into trouble. With that said, not all regulations are bad; some would even argue regulations are necessary to keep those in places of power or control from taking advantage of others.
There are many market analysts, economists, newsletter and book writers, chartists, quants, and traders who believe they know what the market will do next. One of the more prominent book writers is a fellow by the name of Harry Dent. I first heard about Mr. Dent in 2010 by a firm that sold annuities. They were utilizing Dent’s published research to prove why the market was about to crash and the only safe place to be was in annuities.
It is that time of year again when we load up on gifts, candy, cookies, and all things family. One of my most hated gifts is the mixed chocolates with random stuff inside. Short of poking holes in all of them to see what’s in there, I tend to refrain from even eating them. I’ll stick to what I know I like, thank you very much! On the other hand, many people love the diversity of those boxes and being able to try multiple chocolates rather than being stuck with just one.
Way back in 2008, I wrote this piece and was surprised at the positive responses that I received from clients. Keeping with tradition, I have added some new items near the end, especially focusing on couples, but have kept the fundamental framework the same because the basics really never change. So here we go again for our 10th straight year!